All you need to know about FDIC Insurance
03/14/2023
By: FDIC
Federal deposit insurance goes to the heart of the FDIC’s mission: to promote confidence and stability in the nation’s financial system. FDIC deposit insurance enables consumers to confidently place their money at thousands of FDIC-insured banks across the country, and is backed by the full faith and credit of the United States government. Since the founding of the Federal Deposit Insurance Corporation in 1933 no depositor has lost a penny of FDIC-insured funds.
The FDIC has prepared videos and brochures to help consumers, bankers, and even bank employees understand how deposit insurance works, the accounts covered by deposit insurance, and how to calculate insurance coverage.
Videos
Deposit Insurance Coverage Overview
The FDIC recognizes different types of ownership categories that qualify for insurance coverage. This video helps you understand the pertinent information for each type of qualifying account and how much coverage you can be eligible for.
Deposit Insurance Coverage Personal Accounts
Understand the three most common personal ownership categories and how to structure your accounts to maximize your FDIC insurance coverage.
Brochures
Deposit Insurance at a Glance
FDIC deposit insurance enables consumers to confidently place their money at thousands of FDIC-insured banks across the country, and is backed by the full faith and credit of the United States government.
Your Insured Deposits
This brochure provides a comprehensive description of Federal Deposit Insurance Corporation (FDIC) deposit insurance coverage for the most common account ownership categories.