Fee Schedule
The following fees are applicable to both Personal and Business accounts
FEES AND CHARGES. The following fees and charges may be assessed against your account.
Deposit Account Fees
| Fee Title | Fee Description | Fee Amount |
|---|---|---|
| SC DORMANT ACCOUNT FEE (SERVICE CHARGE DORMANT ACCOUNT FEE) | Monthly after 12 consecutive months of transactional account inactivity (i.e. deposits, withdrawals, transfers, ATM transactions, etc.) | $5.00 |
| CHARGE BACK FEE (DEPOSIT ITEM RETURNED) | Fee charged if you cash or deposit an item into your account and it is returned unpaid to the Bank for any reason | $5.00 |
| PAPER STATEMENT FEE | Fee charged to your account if a paper statement is received in lieu of an electronic statement. Does not apply to all accounts, see account disclosures provided to you at account opening | $5.00 |
| STOP PAYMENT FEE | Fee charged when you request to refuse payment for a check or ACH transaction | $30.00 |
| SC EXCESS TRAN (SERVICE CHARGE EXCESS TRANSACTION FEE) | Fee charged for each prohibited transfer that exceeds the allowable six transfers per statement cycle | $10.00 |
| EARLY CLOSURE FEE | Fee charged if your account is funded and you close your account within 180 days of your account opening date | $25.00 |
Overdraft and NSF Fees
| Fee Title | Fee Description | Fee Amount |
|---|---|---|
| OVERDRAFT PAID1, 3, 5 | Fee charged to pay an item that overdraws your account | $35.00 |
| NSF ITEM RETURNED2 |
We do not charge a fee when we return an item unpaid due to insufficient funds in your account. However, the merchant you attempted to pay may charge you its own fee
|
$0.00 |
| BILL PAY SERVICES NSF |
We do not charge a fee when we return an item unpaid due to insufficient funds in your account. However, the merchant you attempted to pay may charge you its own fee
|
$0.00 |
| ODP TRANSFER FEE (OVERDRAFT PROTECTION TRANSFER FEE) | Fee charged for each transfer of available funds in $50 increments from your linked savings or eligible second account to your eligible checking account if you overdraw | $3.00 |
Wire Fees
| Fee Title | Fee Description | Fee Amount |
|---|---|---|
| INCOMING WIRE FEE6 | Fee charged to accept a non-recurring domestic wire transfer | $15.00 |
| OUTGOING WIRE FEE6 | Fee charged to send a non-recurring domestic wire transfer | $35.00 |
| WIRE-INCOMING INTERNATIONAL FEE6 | Fee charged to accept an international wire transfer | $10.00 |
| WIRE- OUTGOING INTERNATIONAL FEE6 | Fee charged to send an international wire transfer | $50.00 |
Bill Pay Fees
| Fee Title | Fee Description | Fee Amount |
|---|---|---|
| BILL PAY-STOP PAYMENT | Fee charged when your request to refuse payment of a Bill Pay item | $30.00 |
ATM and Debit Card Fees
| Fee Title | Fee Description | Fee Amount |
|---|---|---|
| REPLACEMENT CARD FEE | Fee charged for each additional requested Debit card | $5.00 |
| ATM WD FEE | Fee charged for each ATM transaction you perform at a non-Fidelity, non Community Cash, or non-Money Pass ATM. You may be charged fees by non-Fidelity ATM owner/operator in addition to the Fidelity ATM WD Fees | $2.00 |
Miscellaneous Fees
| Fee Title | Fee Description | Fee Amount |
|---|---|---|
| CASHIER'S CHECK FEE | Fee charged for the purchase of cashier’s check | $8.00 |
| GIFT CARD FEE | Fee charged for the purchase of a gift card | $5.00 |
| MONEY ORDER FEE | Fee charged for the purchase of a money order up to $1,000 per money order | $5.00 |
| TEMP/COUNTER CHECK FEE (4 CHECKS) | Fee charged for the purchase of counter/temporary checks | $1.00 |
| PHOTOCOPY FEE (PER PAGE) | Fee charged for requested copies of checks | $3.00 |
| RESEARCH FEE (PER HOUR + $0.50 PER PAGE) | Fee charged for requested account research on subpoenas | $20.00 |
| ACTIVITY PRINTOUT FEE (PER PAGE) | Fee charged for copies of requested account history | $2.00 |
| TAX LEVY/GARNISHMENT FEE | Fee charged for the processing of any garnishment or tax levy, or other court administrative order on your account, whether or not the funds are actually paid | $30.00 |
| NON-CUSTOMER CHECK CASHING FEE | Fee charged per check for a non-customer to cash a check at a branch | $2.00 |
Deposit Account Fees (Business Accounts Only)
| Fee Type | Fee Description | Fee Amount |
|---|---|---|
| PER ITEM FEE @ $.40 | Fee charged per item when items have surpassed the allotted 150 items per statement cycle for account Business 150 | $.40 |
| PER ITEM FEE @$.30 | Fee charged per item when items have surpassed the allotted 350 items per statement cycle for account Business 350 | $.30 |
| POSITIVE PAY - CHECK | Monthly service charge for Positive Pay on checks that are written | $25.00 |
| POSITIVE PAY - ACH | Monthly service charge for Positive Pay on ACH | $25.00 |
| POSITIVE PAY - CHECK SET-UP FEE | One time charge for Positive Pay - Check set up | $35.00 |
| POSITIVE PAY - ACH SET-UP FEE | One time charge for Positive Pay - ACH set up | $35.00 |
| REMOTE DEPOSIT CAPTURE FEE | Monthly service charge for Remote Deposit Capture | $35.00 |
| REMOTE DEPOSIT CAPTURE SET-UP FEE | One time charge for Remote Deposit Capture Set-up | $75.00 |
| ACH ORIGINATION FEE | Monthly service charge for ACH Origination | $25.00 |
| ACH ORIGINATION SET-UP FEE | One time charge for ACH Set-up | $35.00 |
| MONTHLY SERVICING BUSINESS FEE | Monthly service charge for Money Servicing Business | $200.00 |
| ITEMS DEPOSITED AT BRANCH | Fee charged per check deposit made at branch per statement cycle for Analyzed Business Checking account | $0.13 |
|
REMOTE DEPOSIT CAPTURE PER ITEM |
Fee charged per check deposited through Remote Deposit Capture (RDC) per statement cycle for Analyzed Business Checking account | $0.11 |
| DEPOSIT MADE AT BRANCH | Fee charged per deposit slip made at branch per statement cycle for Analyzed Business Checking account | $0.25 |
| BRANCH DEPOSIT CURRENCY FED STRAP (CASH) | Fee charged per currency strapped cash deposit at branch per statement cycle for Analyzed Business Checking account | $0.13 |
| CHECKS PAID | Fee charged per check paid through account per statement cycle for Analyzed Business Checking account | $0.15 |
| ACH ORIGINATION DEBIT | Fee charged per ACH item that is processed and debited from the account per statement cycle for Analyzed Business Checking account | $0.15 |
| ACH RETURN ITEM DEBIT | Fee charged per ACH item that is returned per statement cycle for Analyzed Business Checking account | $0.14 |
| ACH RETURN ITEM CREDIT | Fee charged per ACH item that is returned per statement cycle for Analyzed Business Checking account | $0.14 |
| BRANCH DEPOSIT COIN ROLLED | Fee charged per rolled coin deposited at branch per statement cycle for Analyzed Business Checking account | $0.09 |
Note: Please see the Overdraft disclosure for additional information (Disclosures available at www.bankwithfidelity.com or contact a banker for more information). Your account may be debited for any fees incurred as described in the fee schedule. Fees are subject to change at any time.
1 This fee applies to overdrafts created by check, in person withdrawal, ATM withdrawals, debit card transactions or other electronic means.
2 This fee applies to unpaid checks and items presented by electronic means
3 A maximum of 5 overdraft fees can be charged per day.
4 An unlimited number of NSF fees can be charged per day.
5 We will not charge a fee it the item overdrawing your account is $5.00 or less, or if your balance at the end of the business day goes negative between $0 and $5.00.
6 Other bank accepting or sending wires may charge additional fees for your wire transfers.