Consumer Fee Schedule
Deposit Account Fees
| Fee Title | Fee Description | Fee Amount |
|---|---|---|
| SC Dormant Account Fee (Service Charge Dormant Account Fee) | Fee charged after 12 consecutive months of transactional account inactivity (i.e. deposits, withdrawals, transfers, ATM transactions, etc.) | $5.00 Monthly |
| Charge Back Fee (Deposit Item Returned) | Fee charged if you cash or deposit an item into your account and it is returned unpaid to the Bank for any reason | $5.00 |
| Paper Statement Fee | Fee charged to your account if a paper statement is received in lieu of an electronic statement. Does not apply to all accounts, see account disclosures provided to you at account opening | $5.00 |
| Stop Payment | Fee charged when you request to refuse payment for a check or ACH transaction | $30.00 |
| SC Excess Tran (Service Charge Excess Transaction Fee) | Fee charged for each prohibited transfer that exceeds the allowable six transfers per statement cycle | $10.00 per item |
Overdraft and NSF Fees
| Fee Title | Fee Description | Fee Amount |
|---|---|---|
| Overdraft Paid1, 3, 5 | Fee charged to pay an item that overdraws your account | $35.00 |
|
Overdraft Paid1, 3, 5 (Student Checking only, opened on or after 08/26/2019) |
Fee charged to pay an item that overdraws your account | $25.00 |
| NSF Item Returned2, 4, 5 | Fee charged when an item is returned for payment due to insufficient funds in your account | $35.00 |
| NSF Item Returned2, 4, 5 (Student Checking only, opened on or after 08/26/2019) | Fee charged when an item is returned for payment due to insuffcient funds in your account | $25.00 |
| ODP Transfer Fee (Overdraft Protection Transfer Fee) | Fee charged for each transfer of available funds in $50 increments from your linked savings or eligible second account to your eligible checking account if you overdraw | $3.00 per transfer |
Wire Fees
| Fee Title | Fee Description | Fee Amount |
|---|---|---|
| Incoming Wire Fee6 | Fee charged to accept a non-recurring domestic wire transfer | $10.00 |
| Outgoing Wire Fee6 | Fee charged to send a non-recurring domestic wire transfer | $25.00 |
| Wire-Incoming International Fee6 | Fee charged to accept an international wire transfer | $10.00 |
| Wire-Outgoing International Fee6 | Fee charged to send an international wire transfer | $50.00 |
Bill Pay Fees
| Fee Title | Fee Description | Fee Amount |
|---|---|---|
| Bill Pay service/1st NSF (Bill Pay NSF) | Fee charged when a Bill Pay item is returned due to insufficient funds in your account | $25.00 + NSF Fee |
| Bill Pay-Stop Payment | Fee charged when your request to refuse payment of a Bill Pay item | $30.00 |
ATM and Debit Card Fees
| Fee Title | Fee Description | Fee Amount |
|---|---|---|
| Replacement Card Fee | Fee charged for each additional requested Debit card | $5.00 |
| ATM WD Fee | Fee charged for each ATM transaction you perform at a non-Fidelity, nonCommunity Cash, or non-Money Pass ATM. You may be charged fees by non-Fidelity ATM owner/operator in addition to the Fidelity ATM WD Fees | $2.00 |
Miscellaneous Fees
| Fee Title | Fee Description | Fee Amount |
|---|---|---|
| Cashier’s Check Fee | Fee charged for the purchase of cashier’s check | $5.00 |
| Gift Card Fee | Fee charged for the purchase of a gift card | $5.00 |
| Money Order Fee | Fee charged for the purchase of a money order up to $1,000 per money order | $5.00 |
| Temp/Counter Check Fee | Fee charged for the purchase of counter/temporary checks | 5 for a $1.00 |
| Photocopy Fee | Fee charged for requested copies of checks | $3.00 per page |
| Research Fee | Fee charged for requested account research on subpoenas | $20.00/hr + $0.50 per page |
| Activity Printout Fee | Fee charged for copies of requested account history | $2.00 per page |
| Tax Levy/Garnishment Fee | Fee charged for the processing of any garnishment or tax levy, or other court administrative order on your account, whether or not the funds are actually paid | $30.00 + actual cost |
Note: Please see the Overdraft disclosure for additional information (Disclosures available at www.bankwithfidelity.com or contact a banker for more information). Your account may be debited or any fees incurred as described in the fee schedule. Fees are subject to change at any time.
1 This fee applies to overdrafts created by check, in person withdrawal, ATM withdrawals, debit card transactions or other electronic means.
2 This fee applies to unpaid checks and items presented by electronic means
3 A maximum of 5 overdraft fees can be charged per day.
4 An unlimited number of NSF fees can be charged per day.
5 We will not charge a fee it the item overdrawing your account is $5.00 or less, or if your balance at the end of the business day goes negative between $0 and $5.
6 Other bank accepting or sending wires may charge additional fees for your wire transfers.
Business Fee Schedule
Deposit Account Fees
| Fee Type | Fee Description | Fee Amount |
|---|---|---|
| Per Item Fee XX @ $.40 | Fee charged per item when items have surpassed the allotted 150 items per statement cycle for account Business 150 | $.40 per item |
| Per Item Fee XX @$.30 | Fee charged per item when items have surpassed the allotted 350 items per statement cycle for account Business 250 | $.30 per item |
| Positive Pay - Check | Monthly service charge for Positive Pay on checks that are written | $25.00 |
| Positive Pay - ACH | Monthly service charge for Positive Pay on ACH | $25.00 |
| Positive Pay - Check Set-up Fee | One time charge for Positive Pay - Check set up | $35.00 |
| Positive Pay - ACH Set-up Fee | Ont time charge for Positive Pay - ACH set up | $35.00 |
| Remote Deposit Capture Fee | Monthly service charge for Remote Deposit Capture | $35.00 |
| Remote Deposit Capture Set-up Fee | One time charge for Remote Deposit Capture Set-up | $75.00 |
| ACH Origination Fee | Monthly service charge for ACH Origination | $25.00 |
| ACH Origination Set-up Fee | One time charge for ACH Set-up | $35.00 |
| Monthly Servicing Business Fee | Monthly service charge for Money Servicing Business | $200.00 |