Consumer Fee Schedule
The following fees are applicable to both Personal and Business accounts
FEES AND CHARGES. The following fees and charges may be assessed against your account.
Deposit Account Fees
| Fee Title | Fee Description | Fee Amount |
|---|---|---|
| SC DORMANT ACCOUNT FEE (SERVUICE CHARGE DORMANT ACCOUNT FEE) | Monthly after 12 consecutive months of transactional account inactivity (i.e. deposits, withdrawals, transfers, ATM transactions, etc.) | $5.00 |
| CHARGE BACK FEE (DEPOSIT ITEM RETURNED) | Fee charged if you cash or deposit an item into your account and it is returned unpaid to the Bank for any reason | $5.00 |
| PAPER STATEMENT FEE | Fee charged to your account if a paper statement is received in lieu of an electronic statement. Does not apply to all accounts, see account disclosures provided to you at account opening | $5.00 |
| STOP PAYMENT FEE | Fee charged when you request to refuse payment for a check or ACH transaction | $30.00 |
| SC EXCESS TRAN (SERVICE CHARGE EXCESS TRANSACTION FEE) | Fee charged for each prohibited transfer that exceeds the allowable six transfers per statement cycle | $10.00 |
| EARLY CLOSURE FEE | Fee charged if your account is funded and you close your account within 180 days of your account opening date | $25.00 |
Overdraft and NSF Fees
| Fee Title | Fee Description | Fee Amount |
|---|---|---|
| OVERDRAFT PAID1, 3, 5 | Fee charged to pay an item that overdraws your account | $35.00 |
|
OVERDRAFT PAID1, 3, 5 (STUDENT CHECKING ONLY, OPENED ON OR AFTER 08/26/2019) |
Fee charged to pay an item that overdraws your account | $25.00 |
| NSF ITEM RETURNED2, 4, 5 | Fee charged when an item is returned for payment due to insufficient funds in your account | $35.00 |
| NSF ITEM RETURNED2, 4, 5 (STUDENT CHECKING ONLY, OPENED ON OR AFTER 08/26/2019) | Fee charged when an item is returned for payment due to insufficient funds in your account | $25.00 |
| ODP TRANSFER FEE (OVERDRAFT PROTECTION TRANSFER FEE) | Fee charged for each transfer of available funds in $50 increments from your linked savings or eligible second account to your eligible checking account if you overdraw | $3.00 |
Wire Fees
| Fee Title | Fee Description | Fee Amount |
|---|---|---|
| INCOMING WIRE FEE6 | Fee charged to accept a non-recurring domestic wire transfer | $15.00 |
| OUTGOING WIRE FEE6 | Fee charged to send a non-recurring domestic wire transfer | $35.00 |
| WIRE-INCOMING INTERNATIONAL FEE6 | Fee charged to accept an international wire transfer | $10.00 |
| WIRE- OUTGOING INTERNATIONAL FEE6 | Fee charged to send an international wire transfer | $50.00 |
Bill Pay Fees
| Fee Title | Fee Description | Fee Amount |
|---|---|---|
| BILL PAY /1ST NSF (FEE + NSF FEE) | Fee charged when a Bill Pay item is returned due to insufficient funds in your account | $25.00 |
| BILL PAY-STOP PAYMENT | Fee charged when your request to refuse payment of a Bill Pay item | $30.00 |
ATM and Debit Card Fees
| Fee Title | Fee Description | Fee Amount |
|---|---|---|
| REPLACEMENT CARD FEE | Fee charged for each additional requested Debit card | $5.00 |
| ATM WD FEE | Fee charged for each ATM transaction you perform at a non-Fidelity, non Community Cash, or non-Money Pass ATM. You may be charged fees by non-Fidelity ATM owner/operator in addition to the Fidelity ATM WD Fees | $2.00 |
Miscellaneous Fees
| Fee Title | Fee Description | Fee Amount |
|---|---|---|
| CASHIER'S CHECK FEE | Fee charged for the purchase of cashier’s check | $8.00 |
| GIFT CARD FEE | Fee charged for the purchase of a gift card | $5.00 |
| MONEY ORDER FEE | Fee charged for the purchase of a money order up to $1,000 per money order | $5.00 |
| TEMP/COUNTER CHECK FEE (4 CHECKS) | Fee charged for the purchase of counter/temporary checks | $1.00 |
| PHOTOCOPY FEE (PER PAGE) | Fee charged for requested copies of checks | $3.00 |
| RESEARCH FEE (PER HOUR + $0.50 PER PAGE) | Fee charged for requested account research on subpoenas | $20.00 |
| ACTIVITY PRINTOUT FEE (PER PAGE) | Fee charged for copies of requested account history | $2.00 |
| TAX LEVY/GARNISHMENT FEE | Fee charged for the processing of any garnishment or tax levy, or other court administrative order on your account, whether or not the funds are actually paid | $30.00 |
| NON-CUSTOMER CHECK CASHING FEE | Fee charged per check for a non-customer to cash a check at a branch | $2.00 |
Business Fee Schedule
Deposit Account Fees
| Fee Type | Fee Description | Fee Amount |
|---|---|---|
| PER ITEM FEE @ $.40 | Fee charged per item when items have surpassed the allotted 150 items per statement cycle for account Business 150 | $.40 |
| PER ITEM FEE @$.30 | Fee charged per item when items have surpassed the allotted 350 items per statement cycle for account Business 350 | $.30 |
| POSITIVE PAY - CHECK | Monthly service charge for Positive Pay on checks that are written | $25.00 |
| POSITIVE PAY - ACH | Monthly service charge for Positive Pay on ACH | $25.00 |
| POSITIVE PAY - CHECK SET-UP FEE | One time charge for Positive Pay - Check set up | $35.00 |
| POSITIVE PAY - ACH SET-UP FEE | One time charge for Positive Pay - ACH set up | $35.00 |
| REMOTE DEPOSIT CAPTURE FEE | Monthly service charge for Remote Deposit Capture | $35.00 |
| REMOTE DEPOSIT CAPTURE SET-UP FEE | One time charge for Remote Deposit Capture Set-up | $75.00 |
| ACH ORIGINATION FEE | Monthly service charge for ACH Origination | $25.00 |
| ACH ORIGINATION SET-UP FEE | One time charge for ACH Set-up | $35.00 |
| MONTHLY SERVICING BUSINESS FEE | Monthly service charge for Money Servicing Business | $200.00 |
| ITEMS DEPOSITED AT BRANCH | Fee charged per check deposit made at branch per statement cycle for Analyzed Business Checking account | $0.13 |
|
REMOTE DEPOSIT CAPTURE PER ITEM |
Fee charged per check deposited through Remote Deposit Capture (RDC) per statement cycle for Analyzed Business Checking account | $0.11 |
| DEPOSIT MADE AT BRANCH | Fee charged per deposit slip made at branch per statement cycle for Analyzed Business Checking account | $0.25 |
| BRANCH DEPOSIT CURRENCY FED STRAP (CASH) | Fee charged per currency strapped cash deposit at branch per statement cycle for Analyzed Business Checking account | $0.13 |
| CHECKS PAID | Fee charged per check paid through account per statement cycle for Analyzed Business Checking account | $0.15 |
| ACH ORIGINATION DEBIT | Fee charged per ACH item that is processed and debited from the account per statement cycle for Analyzed Business Checking account | $0.15 |
| ACH RETURN ITEM DEBIT | Fee charged per ACH item that is returned per statement cycle for Analyzed Business Checking account | $0.14 |
| ACH RETURN ITEM CREDIT | Fee charged per ACH item that is returned per statement cycle for Analyzed Business Checking account | $0.14 |
| BRANCH DEPOSIT COIN ROLLED | Fee charged per rolled coin deposited at branch per statement cycle for Analyzed Business Checking account | $0.09 |
Note: Please see the Overdraft disclosure for additional information (Disclosures available at www.bankwithfidelity.com or contact a banker for more information). Your account may be debited for any fees incurred as described in the fee schedule. Fees are subject to change at any time.
1 This fee applies to overdrafts created by check, in person withdrawal, ATM withdrawals, debit card transactions or other electronic means.
2 This fee applies to unpaid checks and items presented by electronic means
3 A maximum of 5 overdraft fees can be charged per day.
4 An unlimited number of NSF fees can be charged per day.
5 We will not charge a fee it the item overdrawing your account is $5.00 or less, or if your balance at the end of the business day goes negative between $0 and $5.
6 Other bank accepting or sending wires may charge additional fees for your wire transfers.