Credit Builder Loans

Take control of your financial future and pave the way towards financial success.

Key Features

  • Easy Qualification
  • Build Credit
  • Build Savings
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Our Credit Builder Loan Program is perfect for people trying to build or rebuild their credit by helping establish a saving pattern while building credit. And it’s a stepping stone towards other financial milestones.1 Loan proceeds are placed in a Fidelity Savings account until the loan is repaid in full.2

  • May be easier to qualify for than traditional loans, putting financial progress within reach
  • Establish and build your credit over time
  • Build savings so that you have access to your funds once the loan term is completed
  • Loan Amounts up to $2,500
  • Certain Fees Apply3
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1Results are not guaranteed. Improvement in credit score is dependent on the borrower's specific situation and financial behavior. Failure to make monthly minimum payments by the payment due date each month will result in negative reporting to your credit report which will not improve your credit history. Negative credit history will not be removed from your credit report as a result of this program. Subject to approval.
2There is no access to the funds until the loan is repaid in full.
3An Origination Fee of $40 and a Documentation Fee of $5 will be assessed to each loan. Additional Fees may be applied.