Set aside pre-tax dollars to fund medical expenses, whether it's tomorrow or years from now. A health savings account (HSA) can provide certain tax advantages1 — while giving you an easy way to pay for important medical needs.

Plus, it's yours to keep (not your employer's), so you can use it any time you need. We provide easy ways to access your cash and online account management2. Talk to a Fidelity Bank representative today for interest rates or if you have any questions about getting started.

  • Tax-advantaged account that earns interest
  • No minimum balance requirements
  • Contributions are tax free or tax deductible1
  • Interest grows tax free
  • Withdrawals are tax free when used for qualified medical expenses1
  • Funds rollover year-to-year automatically
  • Free HSA debit card at account opening3
  • No minimum deposit to open
  • Please contact a Fidelity banker for more information about our rates
Contribution Limits

2019 — Individuals can contribute $3,500 per year to their HSA; families may contribute $7,000 per year. If you are over the age of 55, an additional $1,000 catch-up contribution is allowed. Contributions can be made to your HSA any time during that year or by the due date for filing your tax return for that year, not including extensions. The total limit for self-only coverage customers age 55 and over is $4,500. The total limit for family coverage for customers age 55 and over is $8,000.

For more information, please contact our Customer Service Department at 1-800-220-2497.

1Consult a tax advisor.

2Must enroll in Online Banking and activate feature.  Certain restrictions and and other limitations apply.

3Additional fees for debit card replacement may apply.

IMPORTANT INFORMATION:  The content of this page is informational only. Accounts are subject to approval. Other miscellaneous fees apply. The terms of the accounts, including any fees or features, may change. See the Rules Governing and Fee Schedule for the terms and conditions associated with these products.