Credit Cards That Support the Way Your Business Spends
Designed for businesses of all sizes, our Business Credit Cards provide streamlined expense management, administrative controls, and optional rewards programs to help maximize value across your organization.
Fidelity Bank’s Business Credit Cards are built to help business owners manage spending with greater control, flexibility, and visibility. Whether you want straightforward purchasing power, rewards on everyday expenses, or premium program benefits, our business card lineup offers solutions tailored to your operational needs.
Basic business spending
No Fee Card
APR
Prime + 10.99% (max 21%)
Grace Period
25 days (+5-day extension)
Rewards
None
Rewards Redemption
None
Annual Fee
None
Billing Method
Consolidated or individual
Account Controls
Cash, velocity, and merchant category limits
Online & Mobile Access
CardManager app + BusinessCardManagers portal
Mobile Wallet
Apple, Google, Samsung Pay + contactless
Security Alerts
Text or email alerts
Expense Management
Data download or automated file feed
Points on everyday expenses
Choice Rewards Card
APR
Prime + 10.99% (max 21%)
Grace Period
25 days (+5-day extension)
Rewards
1 point per $1 spent
10,000 points/month cap
Rewards Redemption
Travel, cash back, merchandise, gift cards
Annual Fee
$49 per employee card
Billing Method
Individual
Account Controls
Cash, velocity, and merchant category limits
Online & Mobile Access
CardManager app + BusinessCardManagers portal
Mobile Wallet
Apple, Google, Samsung Pay + contactless
Security Alerts
Text or email alerts
Expense Management
Data download or automated file feed
High-volume spending and unlimited rewards
Premier Business Card
APR
Prime + 10.99% (max 21%)
Grace Period
25 days (+5-day extension)
Rewards
1 point per $1 spent
No cap; all points pool
Rewards Redemption
Cash-back credit to Summary Account or gift cards
Annual Fee
$49 per employee card
Waived if annual spend exceeds $500,000
Billing Method
Consolidated
Account Controls
Cash, velocity, and merchant category limits
Online & Mobile Access
CardManager app + BusinessCardManagers portal
Mobile Wallet
Apple, Google, Samsung Pay + contactless
Security Alerts
Text or email alerts
Expense Management
Data download or automated file feed
Click here to access your account.
Business credit cards are issued by TIB, N.A. and require credit approval. Variable APRs are based on the Prime Rate and may change. Annual fees, employee card fees, rewards structures, and redemption rules are determined by the issuer and may be updated without notice. Spending thresholds for fee waivers are subject to issuer criteria. Mastercard® business benefits are provided by Mastercard International and may be modified. Additional terms and conditions apply. Refer to the cardholder agreement for complete details.