Credit Cards That Support the Way Your Business Spends
Designed for businesses of all sizes, Fidelity Bank’s Business Credit Cards offer streamlined expense management, administrative controls, and optional rewards programs.
Fidelity Bank’s Business Credit Cards are built to help business owners manage spending with greater control, flexibility, and visibility. Whether you need simple purchasing power, rewards on everyday spending, or enhanced program benefits, our card lineup provides solutions aligned to your operational needs.
Basic business spending
No Fee Card
APR
Prime + 10.99% (max 21%)
Grace Period
25-day interest-free grace period on all purchases (+5 days additional after due date). No grace period on cash advances.
Rewards
None
Rewards Redemption
None
Annual Fee
None
Billing Method
Consolidated or individual
Mastercard® Benefits
Car rental collision damage waiver protection, identity theft protection, global assistance, receipt management, automatic merchant rebates, and more.
Application
Points on everyday expenses
Choice Rewards Card
APR
Prime + 10.99% (max 21%)
Grace Period
25-day interest-free grace period on all purchases (+5 days additional after due date). No grace period on cash advances.
Rewards
1 point per $1 spent with a 10,000 points/month cap.
Rewards Redemption
Travel, cash back, merchandise, gift cards.
Annual Fee
$49 per employee card
Billing Method
Individual
Mastercard® Benefits
Car rental collision damage waiver protection, identity theft protection, global assistance, receipt management, automatic merchant rebates, and more.
Application
High-volume spending and unlimited rewards
Premier Business Card
APR
Prime + 10.99% (max 21%)
Grace Period
25-day interest-free grace period on all purchases (+5 days additional after due date). No grace period on cash advances.
Rewards
1 point per $1 spent. Points combine into a single company rewards balance with no cap.
Rewards Redemption
Travel, cash back, merchandise, gift cards.
Annual Fee
$49 per employee card, which is waived if annual spend exceeds $500,000.
Billing Method
Consolidated
Mastercard® Benefits
Car rental collision damage waiver protection, identity theft protection, global assistance, receipt management, automatic merchant rebates, and more.
Application
Standard Features Across All Business Cards
Built-in features across all card options help you control spending, track expenses, and manage accounts with greater ease and visibility.
- Account Controls – Set customized spending limits for employees, issue individual cards, and manage permissions — helping you maintain control over company expenses while empowering your team to spend responsibly.
- Online & Mobile Access – Monitor transactions, review statements, make payments, and manage accounts anytime at www.cardmanager.net or via the mobile CardManager app.
- Mobile Wallet – Add your card to Apple Pay, Google Pay, or Samsung Pay + for fast, secure payments. Enjoy convenience at checkout without sacrificing security.
- Security Alerts – Receive real-time alerts for suspicious activity via text or email and access built-in fraud monitoring tools to help protect your business from unauthorized transactions.
- Expense Management – Manage expenses with built-in tracking and categorization tools. Download transaction reports or automatically sync with your accounting platform to keep financial records accurate and up to date.
Apply Now or Download the PDF application
- Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen.
- Supporting documents vary depending on the type of business you have. See the chart below.
- Email your completed application to the Card Service Center at [email protected]. You can also mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120
| Sole Proprietor | Partnership | Private Corporation | Public Corporation | Non-Profit | |
|---|---|---|---|---|---|
| Application | star | star | star | star | star |
| Organizational Papers | star | star | star | star | star |
| Borrowing Resolution | star | star | star | star | |
| Financial Statements | star | star | star | star | |
| Personal Guaranty | star | star | star | ||
| Personal Tax Return | star | star | star | ||
| Beneficial Ownership | star | star | star |
For Business Credit Cards issued through TIB Card Services on or after March 11, 2026: manage rewards, view transactions, and access your account below:
For Business Credit Cards issued before March 11, 2026: Access your legacy Fidelity Bank Business Credit Card through online banking or the Fidelity Bank mobile app. If you prefer, you may also enroll and access your account at mycardstatement.com.
Please refer to the credit card application for current APRs, fees, and complete terms. Applicants must select a card type to view specific pricing information. All information is subject to change without notice. Credit cards are issued by TIB, N.A. and are subject to underwriting guidelines and credit approval. This content does not constitute an offer to extend credit. Variable APRs are tied to the Prime Rate and may change. Rewards programs, point caps, redemption options, and Mastercard® benefits are determined by the issuer and may be modified at any time. Additional terms and conditions apply. See the cardholder agreement for full details.
