Credit Cards That Support the Way Your Business Spends
Designed for businesses of all sizes, our Business Credit Cards provide streamlined expense management, administrative controls, and optional rewards programs to help maximize value across your organization.
Fidelity Bank’s Business Credit Cards are built to help business owners manage spending with greater control, flexibility, and visibility. Whether you want straightforward purchasing power, rewards on everyday expenses, or premium program benefits, our business card lineup offers solutions tailored to your operational needs.
Basic business spending
No Fee Card
APR
Prime + 10.99% (max 21%)
Grace Period
25-day interest-free grace period on all purchases. No grace period on cash advances.
Rewards
None
Rewards Redemption
None
Annual Fee
None
Billing Method
Consolidated or individual
Account Controls
Cash, velocity, and merchant category limits
Online & Mobile Access
CardManager app + BusinessCardManagers portal
Mobile Wallet
Apple, Google, Samsung Pay + contactless
Security Alerts
Text or email alerts
Expense Management
Data download or automated file feed
Points on everyday expenses
Choice Rewards Card
APR
Prime + 10.99% (max 21%)
Grace Period
25-day interest-free grace period on all purchases. No grace period on cash advances.
Rewards
1 point per $1 spent
10,000 points/month cap
Rewards Redemption
Travel, cash back, merchandise, gift cards
Annual Fee
$49 per employee card
Billing Method
Individual
Account Controls
Cash, velocity, and merchant category limits
Online & Mobile Access
CardManager app + BusinessCardManagers portal
Mobile Wallet
Apple, Google, Samsung Pay + contactless
Security Alerts
Text or email alerts
Expense Management
Data download or automated file feed
High-volume spending and unlimited rewards
Premier Business Card
APR
Prime + 10.99% (max 21%)
Grace Period
25-day interest-free grace period on all purchases. No grace period on cash advances.
Rewards
1 point per $1 spent
No cap; all points pool
Rewards Redemption
Cash-back credit to Summary Account or gift cards
Annual Fee
$49 per employee card
Waived if annual spend exceeds $500,000
Billing Method
Consolidated
Account Controls
Cash, velocity, and merchant category limits
Online & Mobile Access
CardManager app + BusinessCardManagers portal
Mobile Wallet
Apple, Google, Samsung Pay + contactless
Security Alerts
Text or email alerts
Expense Management
Data download or automated file feed
Apply Now or Download the PDF application
- Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen.
- Supporting documents vary depending on the type of business you have. See the chart below.
- Send your completed application to the Card Service Center at [email protected].
| Sole Proprietor | Partnership | Private Corporation | Public Corporation | Non-Profit | |
|---|---|---|---|---|---|
| Application | ★ | ★ | ★ | ★ | ★ |
| Organizational Papers | ★ | ★ | ★ | ★ | ★ |
| Borrowing Resolution | ★ | ★ | ★ | ★ | |
| Financial Statements | ★ | ★ | ★ | ★ | |
| Personal Guaranty | ★ | ★ | ★ | ||
| Personal Tax Return | ★ | ★ | ★ | ||
| Beneficial Ownership | ★ | ★ | ★ |
Email your completed application to the Card Service Center at [email protected]. You can also mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120
Click here to access your account.
Please refer to the credit card application for current APRs, fees, and complete terms. Applicants must select a card type to view specific pricing information. All information is subject to change without notice. Credit cards are issued by TIB, N.A. and are subject to underwriting guidelines and credit approval. This content does not constitute an offer to extend credit. Variable APRs are tied to the Prime Rate and may change. Rewards programs, point caps, redemption options, and Mastercard® benefits are determined by the issuer and may be modified at any time. Additional terms and conditions apply. See the cardholder agreement for full details.