Credit Cards That Support the Way Your Business Spends
Designed for businesses of all sizes, our Business Credit Cards provide streamlined expense management, administrative controls, and optional rewards programs to help maximize value across your organization.
Fidelity Bank’s Business Credit Cards are built to help business owners manage spending with greater control, flexibility, and visibility. Whether you want straightforward purchasing power, rewards on everyday expenses, or premium program benefits, our business card lineup offers solutions tailored to your operational needs.
Key Features
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Competitive Rates1
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No Annual Fee
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Anytime Funds
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Rewards Cards3
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No Fee Card |
Choice Rewards Card |
Premier Business Card |
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|---|---|---|---|
| APR | Prime + 10.99% (max 21%) | Prime + 10.99% (max 21%) | Prime + 10.99% (max 21%) |
| Grace Period | 25 days (+5-day extension) | 25 days (+5-day extension) | 25 days (+5-day extension) |
| Rewards | None | 1 point per $1 spent 10,000 points/month cap |
1 point per $1 spent No cap; all points pool |
| Redemption Options | — | Travel, cash back, merchandise, gift cards | Cash-back credit to Summary Account or gift cards |
| Annual Fee | None | $49 per employee card | $49 per employee card Waived if annual spend exceeds $500,000 |
| Billing Method | Consolidated or individual | Individual | Consolidated |
| Account Controls | Cash, velocity, and merchant category limits | Cash, velocity, and merchant category limits | Cash, velocity, and merchant category limits |
| Online & Mobile Access | CardManager app + BusinessCardManagers portal | CardManager app + BusinessCardManagers portal | CardManager app + BusinessCardManagers portal |
| Mobile Wallet | Apple, Google, Samsung Pay + contactless | Apple, Google, Samsung Pay + contactless | Apple, Google, Samsung Pay + contactless |
| Security Alerts | Text or email alerts | Text or email alerts | Text or email alerts |
| Expense Management | Data download or automated file feed | Data download or automated file feed | Data download or automated file feed |
Business credit cards are issued by TIB, N.A. and require credit approval. Variable APRs are based on the Prime Rate and may change. Annual fees, employee card fees, rewards structures, and redemption rules are determined by the issuer and may be updated without notice. Spending thresholds for fee waivers are subject to issuer criteria. Mastercard® business benefits are provided by Mastercard International and may be modified. Additional terms and conditions apply. Refer to the cardholder agreement for complete details.