Credit Cards That Support the Way Your Business Spends
Designed for businesses of all sizes, Fidelity Bank’s Business Credit Cards offer streamlined expense management, administrative controls, and optional rewards programs.
Credit cards are issued by TIB, N.A. (Subject to credit approval)
Fidelity Bank's Business Credit Cards are built to help business owners manage spending with greater control, flexibility, and visibility. Whether you need simple purchasing power or enhanced program benefits, our card lineup provides solutions aligned to your operational needs.
Compare features below to find the right credit card for you and your business.
| Card | Best For | Rewards Program |
|---|---|---|
| No Fee Card | Basic business purchasing and expense management | Not Offered |
| Business Choice Rewards | Businesses seeking enhanced card features and benefits | Available (program terms apply) |
Features
- Competitive ongoing APR.1
- No Annual Fee
- Available in Mastercard® and Visa®. Mastercard is the standard offering. Benefits vary by card type.
Benefits
- Account Controls – Set customized spending limits for employees, issue individual cards, and manage permissions — helping you maintain control over company expenses while empowering your team to spend responsibly.
- Online & Mobile Access – Monitor transactions, review statements, make payments, and manage accounts anytime at www.cardmanager.net or via the mobile CardManager app. Admin Only: www.businesscardmanagers.net
- Mobile Wallet – Add your card to Apple Pay, Google Pay, or Samsung Pay + for fast, secure payments. Enjoy convenience at checkout without sacrificing security.
- Security Alerts – Receive real-time alerts for suspicious activity via text or email and access built-in fraud monitoring tools to help protect your business from unauthorized transactions.
- Expense Management – Manage expenses with built-in tracking and categorization tools. Download transaction reports or automatically sync with your accounting platform to keep financial records accurate and up to date.
- Rental car collision damage waiver protection and a host of extraordinary Mastercard® benefits.
- Unlike some card offers, the APR1 for purchases and cash advances is the same. Higher rates for cash advances are not charged.
Fees
- Other fees may be charged; these fees can be viewed on the application after card type is selected.
(Subject to credit approval)
1 Low and competitive rate is as compared to other cards offered by the issuer. Please see application for information about current APRs and fees. Users are required to choose their card type before accessing information on current APRs and fees.
Features
- Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.2
- Competitive ongoing APR.1
- Annual Fee of $49 per Card
- 25 Day Grace Period
- Available in Mastercard® and Visa®. Mastercard is the standard offering. Benefits vary by card type.
Benefits
- Rewards – Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise, including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards, and more.
- Account Controls – Set customized spending limits for employees, issue individual cards, and manage permissions — helping you maintain control over company expenses while empowering your team to spend responsibly.
- Online & Mobile Access – Monitor transactions, review statements, make payments, and manage accounts anytime at www.cardmanager.net or via the mobile CardManager app. Admin Only: www.businesscardmanagers.net
- Mobile Wallet – Add your card to Apple Pay, Google Pay, or Samsung Pay + for fast, secure payments. Enjoy convenience at checkout without sacrificing security.
- Security Alerts – Receive real-time alerts for suspicious activity via text or email and access built-in fraud monitoring tools to help protect your business from unauthorized transactions.
- Expense Management – Manage expenses with built-in tracking and categorization tools. Download transaction reports or automatically sync with your accounting platform to keep financial records accurate and up to date.
- Rental car collision damage waiver protection and a host of extraordinary Mastercard® benefits.
- Unlike some card offers, the APR1 for purchases and cash advances is the same. Higher rates for cash advances are not charged.
Fees
- Other fees may be charged; these fees can be viewed on the application after card type is selected.
(Subject to credit approval)
1 Low and competitive rate is as compared to other cards offered by the issuer. Please see application for information about current APRs and fees. Users are required to choose their card type before accessing information on current APRs and fees.
2 Redemptions subject to terms of rewards program, see program for more details.
Apply Now or Download the PDF application
(Subject to credit approval)
- Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen.
- Supporting documents vary depending on the type of business you have. See the chart below.
- Email your completed application to the Card Service Center at [email protected] using a secure, encrypted email method. You can also mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120
| Sole Proprietor | Partnership | Private Corporation | Public Corporation | Non-Profit | |
|---|---|---|---|---|---|
| Application | star | star | star | star | star |
| Organizational Papers | star | star | star | star | star |
| Borrowing Resolution | star | star | star | star | |
| Financial Statements | star | star | star | star | |
| Personal Guaranty | star | star | star | ||
| Personal Tax Return | star | star | star | ||
| Beneficial Ownership | star | star | star |
For Business Credit Cards issued through TIB Card Services on or after March 11, 2026: manage rewards, view transactions, and access your account below:
For Business Credit Cards issued before March 11, 2026: Access your legacy Fidelity Bank Business Credit Card through online banking or the Fidelity Bank mobile app. If you prefer, you may also enroll and access your account at mycardstatement.com.
1 Low and competitive rate is as compared to other cards offered by the issuer. Please see application for information about current APRs, fees, and complete terms. Users are required to choose their card type before accessing specific pricing information and information on current APRs and fees.
2 Redemptions subject to terms of rewards program, see program for more details.
Credit cards are issued by TIB, N.A. and are subject to underwriting guidelines and credit approval. Information stated above is subject to change without notice. All applications are subject to underwriting guidelines and approval. This does not constitute an offer to lend or offer an extension of credit. All loans are subject to credit approval. Not all applications will qualify for all products offered. All loan programs, terms, and interest rates are subject to change without notice and may only be available in select markets. APR is variable and may change based on the Prime Rate. Introductory APR offers apply to new accounts only. APR may vary by card and creditworthiness. Rewards are subject to caps, exclusions, expiration, and redemption restrictions. Fees, terms, conditions, benefits, and features vary by card. Business credit cards are for business purposes only; the individual may also be personally liable for all charges incurred on a business account. Instant access and real-time alerts are subject to system limitations and enrollment. Zero Fraud Liability is subject to cardholder reporting requirements and card agreement terms. This creditor is prohibited from discriminating against applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to contract), because all or part of the applicant’s income derives from any public assistance program, or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. Additional terms and conditions apply; see the cardholder agreement for full details.