Credit Cards Built for Everyday Life
Our Personal Credit Cards offer competitive rates, flexible features, and modern digital conveniences—making it easy to manage your spending, earn rewards, and stay protected wherever you go.
Fidelity Bank offers three Personal Credit Card options—each designed to support different spending needs with competitive APRs, digital convenience, and Mastercard® benefits. Compare features, rewards, and fees to find the right credit card for your lifestyle.
Low-rate, no-fee simplicity
Value Card
Introductory APR
0.00% for first 6 months
Ongoing APR
Prime + 6.99% (max 21%)
Grace Period
25-day interest-free grace period on all purchases. No grace period on cash advances.
Rewards
None
Rewards Redemption
None
Annual Fee
None
Minimum Credit Limit
None
Mobile Wallet
Apple, Google, Samsung Pay + contactless
Online & Mobile Access
CardManager website & mobile app
Security Alerts
Text or email alerts
Mastercard® Benefits
Car rental collision damage waiver, identity theft protection, more
Everyday rewards earning
Everything Rewards Card
Introductory APR
0.00% for first 6 months
Ongoing APR
Prime + 11.99% (max 21%)
Grace Period
25-day interest-free grace period on all purchases. No grace period on cash advances.
Rewards
1 point per $1 spent 10,000 points/month cap
Rewards Redemption
Travel, cash back, merchandise, gift cards
Annual Fee
None
Minimum Credit Limit
None
Mobile Wallet
Apple, Google, Samsung Pay + contactless
Online & Mobile Access
CardManager website & mobile app
Security Alerts
Text or email alerts
Mastercard® Benefits
Car rental collision damage waiver, identity theft protection, more
Premium perks and travel benefits
Premier Plus - World Card
Introductory APR
0.00% for first 6 months
Ongoing APR
Prime + 11.99% (max 21%)
Grace Period
25-day interest-free grace period on all purchases. No grace period on cash advances.
Rewards
1 point per $1 spent 10,000 points/month cap
Rewards Redemption
Travel, cash back, merchandise, gift cards
Annual Fee
None
Minimum Credit Limit
$5,000 minimum
Mobile Wallet
Apple, Google, Samsung Pay + contactless
Online & Mobile Access
CardManager website & mobile app
Security Alerts
Text or email alerts
Mastercard® Benefits
Airport concierge service, car rental waiver, identity theft protection, cell phone protection, more
Apply Online or Download the PDF application
Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen.
Email your completed application to the Card Service Center at [email protected]. You can also mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120
Click here to access your account.
Please refer to the credit card application for current APRs, fees, and complete terms. Applicants must select a card type to view specific pricing information. All information is subject to change without notice. Credit cards are issued by TIB, N.A. and are subject to underwriting guidelines and credit approval. This content does not constitute an offer to extend credit. Introductory APR offers apply to new accounts only and may vary based on creditworthiness. Variable APRs are tied to the Prime Rate and may change. Rewards programs, point caps, redemption options, and Mastercard® benefits are determined by the issuer and may be modified at any time. Additional terms and conditions apply. See the cardholder agreement for full details.