Credit Cards Built for Everyday Life
Our Personal Credit Cards offer competitive rates, flexible features, and modern digital conveniences—making it easy to manage your spending, earn rewards, and stay protected wherever you go.
Fidelity Bank offers three Personal Credit Card options—each designed to support different spending needs with competitive APRs, digital convenience, and Mastercard® benefits. Compare features, rewards, and fees to find the right credit card for your lifestyle.
Low-rate, no-fee simplicity
Value Card
Introductory APR
0.00% for first 6 months
Ongoing APR
Prime + 6.99% (max 21%)
Grace Period
25-day interest-free grace period on all purchases (+5 days additional after due date). No grace period on cash advances.
Rewards
None
Rewards Redemption
None
Annual Fee
None
Minimum Credit Limit
None
Mastercard® Benefits
Car rental collision damage waiver protection, identity theft protection, and more.
Application
Everyday rewards earning
Everything Rewards Card
Introductory APR
0.00% for first 6 months
Ongoing APR
Prime + 11.99% (max 21%)
Grace Period
25-day interest-free grace period on all purchases (+5 days additional after due date). No grace period on cash advances.
Rewards
1 point per $1 spent with a 10,000 points/month cap
Rewards Redemption
Travel, cash back, merchandise, gift cards
Annual Fee
None
Minimum Credit Limit
None
Mastercard® Benefits
Car rental collision damage waiver protection, identity theft protection, and more.
Application
Premium perks and travel benefits
Premier Plus - World Card
Introductory APR
0.00% for first 6 months
Ongoing APR
Prime + 11.99% (max 21%)
Grace Period
25-day interest-free grace period on all purchases (+5 days additional after due date). No grace period on cash advances.
Rewards
1 point per $1 spent with a 10,000 points/month cap
Rewards Redemption
Travel, cash back, merchandise, gift cards
Annual Fee
None
Minimum Credit Limit
$5,000 minimum
Mastercard® Benefits
Airport concierge service, car rental collision damage waiver protection, identity theft protection, cell phone protection, and more.
Application
Standard Features Across All Personal Cards
Built-in features across all card options help you control spending, track expenses, and manage accounts with greater ease and visibility.
- Online & Mobile Access – Monitor transactions, review statements, make payments, and manage accounts anytime at www.cardmanager.net or via the mobile CardManager app.
- Mobile Wallet – Add your card to Apple Pay, Google Pay, or Samsung Pay + for fast, secure payments. Enjoy convenience at checkout without sacrificing security.
- Security Alerts – Receive real-time alerts for suspicious activity via text or email and access built-in fraud monitoring tools to help protect your business from unauthorized transactions.
Apply Online or Download the PDF application
Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen.
Email your completed application to the Card Service Center at [email protected]. You can also mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120
For Credit Cards issued through TIB Card Services on or after March 11, 2026: manage rewards, view transactions, and access your account below:
For Credit Cards issued before March 11, 2026: Access your legacy Fidelity Bank Credit Card through online banking or the Fidelity Bank mobile app. If you prefer, you may also enroll and access your account at mycardstatement.com.
Please refer to the credit card application for current APRs, fees, and complete terms. Applicants must select a card type to view specific pricing information. All information is subject to change without notice. Credit cards are issued by TIB, N.A. and are subject to underwriting guidelines and credit approval. This content does not constitute an offer to extend credit. Introductory APR offers apply to new accounts only and may vary based on creditworthiness. Variable APRs are tied to the Prime Rate and may change. Rewards programs, point caps, redemption options, and Mastercard® benefits are determined by the issuer and may be modified at any time. Additional terms and conditions apply. See the cardholder agreement for full details.