Credit Cards Built for Everyday Life
Our Personal Credit Cards offer competitive rates, flexible features, and modern digital conveniences—making it easy to manage your spending and stay protected wherever you go.
Credit cards are issued by TIB, N.A. (Subject to credit approval)
Fidelity Bank offers two Personal Credit Card options—each designed to support different spending needs with competitive APRs, digital convenience, and Mastercard® benefits.
Compare features below to find the right credit card for you.
| Card | Best For | Rewards Program |
|---|---|---|
| Value Card | Everyday purchases and simple spending | Not Offered |
| Everything Rewards / Premier Plus Card | Cardholders seeking enhanced features and rewards | Available (program terms apply) |
Features
- Low introductory rate for the first six months.1
- Competitive ongoing APR.1
- Available in Mastercard® and Visa®. Mastercard is the standard offering. Benefits vary by card type.
Benefits
- Online & Mobile Access – Monitor transactions, review statements, make payments, and manage accounts anytime at www.cardmanager.net or via the mobile CardManager app.
- Mobile Wallet – Add your card to Apple Pay, Google Pay, or Samsung Pay + for fast, secure payments. Enjoy convenience at checkout without sacrificing security.
- Security Alerts – Receive real-time alerts for suspicious activity via text or email and access built-in fraud monitoring tools to help protect your business from unauthorized transactions.
- Rental car collision damage waiver protection and a host of extraordinary Mastercard® benefits.
- Unlike some card offers, the APR1 for purchases and cash advances is the same. Higher rates for cash advances are not charged.
Fees
- Other fees may be charged; these fees can be viewed on the application after card type is selected.
(Subject to credit approval)
1 Low and competitive rate is as compared to other cards offered by the issuer. Please see application for information about current APRs and fees. Users are required to choose their card type before accessing information on current APRs and fees.
Features
- Low introductory rate for first six months.1
- Competitive ongoing APR.1
- Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.2
- Available in Mastercard® and Visa®. Mastercard is the standard offering. Benefits vary by card type.
Benefits
- Rewards – Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise, including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards, and more.
- Online & Mobile Access – Monitor transactions, review statements, make payments, and manage accounts anytime at www.cardmanager.net or via the mobile CardManager app.
- Mobile Wallet – Add your card to Apple Pay, Google Pay, or Samsung Pay + for fast, secure payments. Enjoy convenience at checkout without sacrificing security.
- Security Alerts – Receive real-time alerts for suspicious activity via text or email and access built-in fraud monitoring tools to help protect your business from unauthorized transactions.
- Rental car collision damage waiver protection and a host of extraordinary Mastercard® benefits.
- Unlike some card offers, the APR1 for purchases and cash advances is the same. Higher rates for cash advances are not charged.
Fees
- Other fees may be charged; these fees can be viewed on the application after card type is selected.
(Subject to credit approval)
1 Low and competitive rate is as compared to other cards offered by the issuer. Please see application for information about current APRs and fees. Users are required to choose their card type before accessing information on current APRs and fees.
2 Redemptions subject to terms of rewards program, see program for more details.
Apply Online or Download the PDF application
(Subject to credit approval)
Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen.
Email your completed application to the Card Service Center at [email protected] using a secure, encrypted email method. You can also mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120
For Credit Cards issued through TIB Card Services on or after March 11, 2026: manage rewards, view transactions, and access your account below:
For Credit Cards issued before March 11, 2026: Access your legacy Fidelity Bank Credit Card through online banking or the Fidelity Bank mobile app. If you prefer, you may also enroll and access your account at mycardstatement.com.
1 Low and competitive rate is as compared to other cards offered by the issuer. Please see application for information about current APRs, fees, and complete terms. Users are required to choose their card type before accessing specific pricing information and information on current APRs and fees.
2 Redemptions subject to terms of rewards program, see program for more details.
Credit cards are issued by TIB, N.A. and are subject to underwriting guidelines and credit approval. Information stated above is subject to change without notice. All applications are subject to underwriting guidelines and approval. This does not constitute an offer to lend or offer an extension of credit. All loans are subject to credit approval. Not all applications will qualify for all products offered. All loan programs, terms, and interest rates are subject to change without notice and may only be available in select markets. APR is variable and may change based on the Prime Rate. Introductory APR offers apply to new accounts only. APR may vary by card and creditworthiness. Rewards are subject to caps, exclusions, expiration, and redemption restrictions. Fees, terms, conditions, benefits, and features vary by card. Instant access and real-time alerts are subject to system limitations and enrollment. Zero Fraud Liability is subject to cardholder reporting requirements and card agreement terms. This creditor is prohibited from discriminating against applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to contract), because all or part of the applicant’s income derives from any public assistance program, or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. Additional terms and conditions apply; see the cardholder agreement for full details.