Personal Credit Cards

Credit Cards Built for Everyday Life

Our Personal Credit Cards offer competitive rates, flexible features, and modern digital conveniences—making it easy to manage your spending, earn rewards, and stay protected wherever you go.

Fidelity Bank offers three Personal Credit Card options—each designed to support different spending needs with competitive APRs, digital convenience, and Mastercard® benefits. Compare features, rewards, and fees to find the right credit card for your lifestyle.

Key Features

  • Competitive Rates1
  • No Annual Fee2
  • Anytime Funds
  • Rewards Cards4
 

Value Card

Everything Rewards Card

Premier Plus – World Card
Introductory APR 2.9% for first 6 months 2.9% for first 6 months 2.9% for first 6 months
Ongoing APR Prime + 6.99% (max 21%) Prime + 11.99% (max 21%) Prime + 11.99% (max 21%)
Rewards None 1 point per $1 spent
10,000 points/month cap		 1 point per $1 spent
10,000 points/month cap
Rewards Redemption — Travel, cash back, merchandise, gift cards Travel, cash back, merchandise, gift cards
Annual Fee None None None
Minimum Credit Limit None None $5,000 minimum
Mobile Wallet Apple, Google, Samsung Pay + contactless Apple, Google, Samsung Pay + contactless Apple, Google, Samsung Pay + contactless
Online & Mobile Access CardManager website & mobile app CardManager website & mobile app CardManager website & mobile app
Security Alerts Text or email alerts Text or email alerts Text or email alerts
Mastercard® Benefits Car rental collision damage waiver, identity theft protection, more Car rental collision damage waiver, identity theft protection, more Airport concierge service, car rental waiver, identity theft protection, cell phone protection, more

Credit cards are issued by TIB, N.A. and are subject to credit approval. Introductory APR offers apply to new accounts only and may vary based on creditworthiness. Variable APRs are tied to the Prime Rate and may change. Rewards programs, point caps, and redemption options are determined by the issuer and may be modified at any time. Mastercard® benefits are provided by Mastercard International and are subject to change. Additional terms and conditions apply. Please see the cardholder agreement for full details.