Credit Solutions Built Around Your Business
Financing for the Way Your Business Works
Every business has different financing needs. You may need working capital to manage cash flow and day-to-day expenses, or financing to purchase equipment, a vehicle or commercial real estate. Fidelity Bank offers small business loans and both unsecured and secured credit solutions to help you access the funds you need as your business evolves.
Unsecured Credit Solutions
Flexible financing for everyday business needs. Unsecured credit solutions provide access to funds without requiring specific business assets as collateral. These options can be useful for managing cash flow, covering short-term business expenses or investing in your business.
| Solution | Purpose | Requirements |
|---|---|---|
| Easy Line of Credit | Access to a flexible working capital line of credit of up to $100K1 to help manage receivables, payables, and day-to-day operations, with up to a 3-year term with an annual review. |
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| Easy Term Loan | Have a one-time expense or need permanent working capital? The Easy Term Loan can help you get access to up to $100K1 of capital with up to a 5-year term. |
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Secured Credit Solutions
Financing for the assets your business needs. When you're purchasing a vehicle, equipment or owner-occupied real estate, secured financing can help you access the funds needed to make those investments while using the financed asset as collateral.
| Solution | Purpose | Requirements |
|---|---|---|
| Vehicle Loan | Financing to purchase a vehicle for your business, with up to 90% financing1 available. |
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| Equipment Loan | Financing to purchase the equipment your business needs, with up to 90% financing1 available. |
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| Owner-Occupied Real Estate Loan | Want a space of your own so you can stop renting a space for your business? Up to 90% financing1 available with several terms to choose from. |
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| Cash Secured Term Loan or Line of Credit | If you are in need of funds but don’t want to tap into your rainy-day account, consider cash-secured! Our attractive rates and terms make this a great option.1 |
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Let's Find the Right Fit for Your Business
Not sure which option is right for you? Our Relationship Managers can help you explore your options and find a solution that fits your business and its needs.
Find a Relationship Manager for Additional Details
1Loan amount may vary depending on credit history, income verification, and term. Financing cannot exceed 100% of the fair market value of the associated collateral.
2 All loan programs are subject to change without notice. All financing is subject to credit approval. Additional requirements may apply. Terms and conditions apply.